Retirement planning

Planning for retirement is one of the most important financial concerns that an individual will address during their life, yet, it is always one of the most complex and challenging propositions. Within the scope of our retirement analysis we address all of the most difficult questions:

  • When can I afford to stop working?
  • How much retirement income do I need?
  • How long will I need to rely on income from my retirement portfolio?
  • What is the most tax efficient way to withdrawal from my retirement accounts?
  • How do I invest my portfolio in retirement?

As your advisor, we will help guide you with a well-defined retirement plan that will ensure you and your loved ones have adequate resources for a long and prosperous retirement.

Common Types of Retirement Accounts:

  • Traditional IRA
  • Roth IRA
  • Rollover IRA
  • SEP IRA
  • 401(k)
  • 403(b)
  • 457
  • Defined Benefit Plan
  • Profit Sharing Plan

Securities and investment advisory services are offered through Montz Harcus Wealth Management, LLC (MHWM) with securities cleared through TD Ameritrade Institutional. Securities also offered through Purshe Kaplan Sterling Investments, member FINRA/SIPC, headquartered at 80 State St., Albany, NY 12207. Tax and Insurance services provided by Physicians Resource Group. Purshe Kaplan Sterling Investments is not affiliated with Montz Harcus Wealth Management or Physicians Resource Group.

TD Ameritrade, Inc. is one of the firms that we use to custody our client assets. TD Ameritrade, Montz Harcus Wealth Management and the other entities named are separate and unaffiliated firms, and are not responsible for each other’s services or policies. TD Ameritrade does not endorse or recommend any advisor and the use of the TD Ameritrade logo does not represent the endorsement or recommendation of any advisor. Brokerage services provided by TD Ameritrade Institutional, Division of TD Ameritrade, Inc., member FINRA/SIPC. TD Ameritrade is a trademark jointly owned by TD Ameritrade IP Company, Inc. and The Toronto-Dominion Bank. Used with permission.

MHWM and PRG are affiliated companies. Additional products and services may be available through Physicians Resource Group that are not offered through MHWM or PKS. This is not an offer of securities in any jurisdiction, nor is it specifically directed to a resident of any jurisdiction. As with any security, request a prospectus from your Registered Representative. Read it carefully before you invest or send money. Visit disclosure page.